Time – Friend or Enemy?

“I just need a little more time!” How often have you said that? For that matter, how many clichés have you heard about time? “Time flies when you are having fun.” “Lost track of time.” “A watched pot never boils.” “Only time will tell.” “Time is a cruel thief.” “Time is the most valuable thing a man can spend.” The underlying truth to all of these sayings is that time moves forward without remorse or ambition. It is a force of nature that you can work with or be crushed…

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Returning from the Brink – How to Avoid Burnout

According to Merriam-Webster, burnout is exhaustion of physical or emotional strength or motivation, usually as a result of prolonged stress or frustration. This accurately describes many in the workplace today and can be especially true for entrepreneurs. A 2015 survey of 242 entrepreneurs found that 49% were dealing with one or more mental health concerns. Specifically, 27% were having anxiety issues and 30% were experiencing depression, with some having both. Unfortunately, most view burnout as an acceptable risk in pursuit of your dreams.  But is it really necessary to walk…

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How to Avoid Investing Like a Rookie

When it comes to investing money, everyone seems to have advice, however, the vast majority of investors today have very little experience picking good investments. The advice given often is just recycled stock tips overheard at the office, or at best, from a pundit with a stock market recap show. Far too often, the end result is a loss, and even worse, a misunderstanding of why it happened. Investing successfully is a complex skill that can take years to master, however, here are 5 timeless principles that new investors can…

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Cash Flow – Why so Important?

There are over 29 million small businesses in the United States making up 99.7% of all businesses. One third of those will fail within 2 years of starting with only 50% surviving the five year mark. 82% of those small business failures are due to cash flow issues. That’s a staggering number to consider for this common problem. Essentially, this means that if those businesses had better cash flow, they would otherwise still be in business on their way to long term success. What is cash flow? Cash flow is…

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How to Talk to Your Partner about Money

Even with the best communicators and the most loving relationship, talking about the budget, bills, spending, and big purchases more often than not can quickly transform a simple statement taken the wrong way into a Titanic-sized disaster. It’s no wonder why money is the number one underlying root of most arguments between couples. Even in relationships where bank and financial accounts are held separate, it’s very important for a couple to recognize the mutual benefit in having a budget and shared financial goals.  This is true whether you live hand…

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